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About BMO Canada
BMO Canada is the mobile banking app designed for Canadian customers to manage accounts, transfer money, pay bills, and access banking services wherever you are.
Complete everyday transactions quickly and securely. View your banking, credit card, mortgage, and investment balances in one Account Summary. Check transaction history across all your accounts at a glance. The app keeps your confidential information protected — you're covered by BMO's 100% Electronic Banking Guarantee, which reimburses you fully for any losses from unauthorized transactions.
Handle money movement with ease. Transfer funds between your accounts, including cross-currency transfers. Send Interac e-Transfers to friends and family, and manage your e-Transfer recipients directly in the app. Set up bill payments for today or schedule them for future dates. View your complete payment history and manage all your payees in one place.
Access detailed account information whenever you need it. Review credit card balances, due dates, and minimum payments. Check mortgage details and funds on hold for bank accounts. Book an appointment with a banking specialist without leaving the app. Enable travel notifications to keep your account secure while you're away.
Stay organized and sign in faster. Save your most-used BMO Debit Cards or BMO personal credit cards with custom nicknames for quick, secure access each time you open the app. Locate BMO branches and ATMs nearby using the built-in branch and ATM finder.
To get started, you'll need to be registered for BMO Online Banking. Simply sign in to the app using the same credentials you use for online banking. If you haven't registered yet, visit the BMO website to set up your online banking access first.
BMO Canada works hard to protect your privacy and security every time you bank on the go. Download BMO Canada today and manage your finances with confidence.
Pros & Cons
Pros
- View all account types and balances in a single summary dashboard
- Send Interac e-Transfers and manage bill payments directly in the app
- Protected by BMO's 100% Electronic Banking Guarantee for unauthorized transactions
- Book appointments with banking specialists without visiting a branch
Cons
- Requires prior registration for BMO Online Banking before you can sign in
- Android-only app with no iOS or desktop version mentioned
- All account access and transactions require active internet connectivity
- Stored card details and account information tied to single device login
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